For Equity Empower loans secured against your residential home, we offer you and any co-borrower(s) a lifetime occupancy guarantee.  This means that we promise that, provided you are not in breach of your obligations to us, and the property is owner occupied, you and your co-borrower(s) cannot be removed from the property by us, and we will never force you to sell the property while you reside in it.    

If there are any other family members or residents in the property who are not borrowers under the loan, they will generally not be able to stay in the property after the loan ends (i.e., when you move, sell the property, or pass away).