Our referral program

We are a new and innovative reverse mortgage lender that helps over 55s unlock the equity they have built up in their homes to do more with their money today.

Our loans do not require proof of income and can be used for a variety of purposes. We also offer a fast assessment process with most decisions turned around within a few days.

We invite selected professionals, including accountants, financial planners, and mortgage brokers, to join our fast and low effort Inviva referral program. Referrers will receive a spot and refer fee of $300 for all successful referred applications.

If you're interested in becoming a referrer, please fill out the form to get started.

Who is Inviva?

Our two founders have collectively over 50+ years of experience in the financial services industry in Australia and overseas.

Inviva has worked with some of Australia’s leading financial experts to create Equity Empower.
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Inviva operates on the principles of celebration, optimism, trust, approachability, and spirit.

About us

WHAT WE OFFER

Equity Empower

Evergreen reverse mortgage loan with no requirement to make repayments until the end

Choice of a combination of drawdown options—lump sum, regular income payments or a line of credit

Typically no term—make repayments and draw again as needed

We are fast: if we have all the information we can generally give you a decision in a few days

Evergreen reverse mortgage loan with no requirement to make repayments until the end
Choice of a combination of drawdown options—lump sum, regular income payments or a line of credit
Typically no term—make repayments and draw again as needed
We are fast: if we have all the information we can generally give you a decision in a few days

Evergreen reverse mortgage loan with no requirement to make repayments until the end

Choice of a combination of drawdown options—lump sum, regular income payments or a line of credit

No term—make repayments and draw again as needed

Lifetime occupancy guarantee if your client remains in the home that is provided as security

Evergreen reverse mortgage loan with no requirement to make repayments until the end
Choice of a combination of drawdown options—lump sum, regular income payments or a line of credit
No term—make repayments and draw again as needed
Lifetime occupancy guarantee if your client remains in the home that is provided as security

Our loans can help your clients release up $2 million in home equity (based on property value and age) with no requirement to provide proof of income or job status. All our loans offer a no negative equity guarantee where you can never owe more than the value of the property.

And, our simple and fast application process means most decisions can be turned around within a few days.

How can we help you?

Inviva offers professional advisors a referral fee for introductions that result in a settled loan.

Referral arrangements‍

To participate in our referral program, you must first sign our referral services agreement. Just call or email us and we'll onboard you.

Thereafter, the referral process is quick and easy:

You email us an Inviva client referral form (including your client’s name, contact details, security property address, and client’s signed consent).
If the customer has not started the application process when we receive the referral form, our Customer Care Team will contact the client directly to start the process. All subsequent communication is conducted by Inviva directly with the customer.
Inviva pays you a referral fee shortly after the loan settles.

Why choose Inviva?

Expertise & support — our team has years of experience and offers personalised support
Transparent costs — no hidden fees, and you know all costs upfront
Flexible options — choose how you access the funds - as a lump sum, regular income payment or a line of credit - and enjoy the flexibility to repay early with no early repayment fees
Quick access — fast approval and disbursement mean you get funds when you need them

Explore how a home equity release loan with Inviva can help you enjoy a more secure and fulfilling retirement.

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