As with any major financial decision, we recommend that you consider obtaining independent, professional advice to consider if the loan is right for you.  We also recommend that you discuss the loan with your family and any beneficiaries of your estate, as the loan is likely to reduce the amount of equity you retain in the property, which means there may be less equity remaining for the beneficiaries of your estate.

Depending on your circumstances, we may require that you obtain independent advice.  If this is the case, we will discuss this with you during the application process.