Inviva offers loans from $50,000 up to $2,000,000 for borrowers aged 55 years or over.

The maximum Loan-To-Value Ratio (LVR) depends on your age and the value of your property.  A 55-year-old can typically borrow up to a maximum LVR of 15% (i.e., up to 15% of their property’s value). The maximum LVR then increases by 1% for each additional year of age.  For example, a 73-year-old may be able to borrow up to a maximum of 33% of their property’s value.  

As part of the application process, we’ll discuss with you if there are other circumstances that may impact the amount you can borrow or any other conditions.