Equity Empower has all the key features of a standard reverse mortgage, allowing you to free up part of the value of your property without having to sell it.  With Equity Empower you aren’t required to make any interest or principal repayments until the end of the loan.  However, you have the option to make repayments at any time, and to redraw those funds at a later stage if you choose to do so.

Equity Empower comes with a ‘no negative equity’ guarantee, so you can never owe us more than the market value of the property.

Our key differences:

Unlike some other reverse mortgage providers, we will lend to borrowers aged 55 to 60.  We also typically allow you to borrow against properties other than your primary home such as an investment property or holiday home.